Managing relationships

Discussing money issues can cause problems in relationships. 


Money problems can cause difficulties in your relationships with friends, family and loved ones.

Your relationships may be under extra pressure. These tips can help you manage sensitive and difficult conversations with your loved ones.

Constructive discussions

Try to make your conversation as constructive as possible. This means:

  • Having it at a suitable time and place
  • Focusing on the issue under discussion
  • Letting each person have time to speak
  • Trying to come up with realistic solutions

Listening and communicating

Listen to what the other person is saying. Don’t just wait for your turn to jump into the conversation. Try to understand their perspective.

Keep discussions safe and respectful

Agree at the outset that either person can pause the discussion if it’s becoming heated, emotional or unfocused.

But don’t let the conversation end. Agree when you’ll respectfully restart the discussion.

You may need to agree some ground rules with your conversation partner beyond what’s in this guide. Check out Relate’s advice on communicating effectively under pressure.

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